Long Term Disability Benefits Lawyer Etobicoke, Toronto

Have you been injured or are suffering from an illness and can no longer work?

In certain situations, injured or sick employees have access to a Long Term Disability policy, either through their employer or one they have purchased on their own.

Typically, a person will have to wait to apply for Long Term Disability Benefits through an “elimination period”, which can be anywhere from 15 weeks to 26 weeks. During this time, you might have access to short term disability benefits or Employment Insurance benefits.

After the “elimination period” ends, an employee will have to meet a test of disability. This test is usually proving that you can no longer do your job for the first two years of your disability. This test later changes to a more stringent test of proving that you can no longer do any job after an accident or illness.

Your Long Term Disability Insurance Company might insist that you apply for CPP Disability Benefits as well. We can help!

All of this may sound very confusing because it is very confusing.

Let us help you with your claim for Long Term Disability Benefits. The insurance company has hundreds of employees who are specially trained to try to deny you your benefits. Let us help you fight back and get you the benefits that you deserve.

Please call us for a free consultation about your Long Term Disability Claim.