How Do I Get Compensated for A Motor Vehicle Accident in Ontario?

If you have been involved in a motor vehicle accident in Ontario, you may be entitled to compensation for any injuries or damages that you have suffered. This article will explain the options available to you, including how to make a claim and what type of compensation you may be eligible to receive. We will also discuss the role of insurance companies and lawyers in motor vehicle accident claims and provide tips on how to get the most out of your claim.

What Are Some of The Most Common Causes of Motor Accidents?

There are a number of potential causes of motor vehicle accidents which result in claims, and some of the most common include:

Failing to Adhere to Traffic Laws

One of the most common causes of motor vehicle accidents is a failure to adhere to traffic laws. This includes speeding, running red lights or stop signs, and distracted driving.

Distracted Driving

Distracted driving is becoming one of the most prevalent reasons for modern car accidents. Individuals might be texting, watching videos on their phone, fiddling with their navigation system, putting on makeup or even eating while driving. It doesn’t take long for something bad to happen if you aren’t keeping a watchful eye on the road.

Poor Road Conditions

The condition of the road can also be a major factor in causing motor vehicle accidents, such as potholes, ice or snow on the roads, or debris that is blocking part of the road. This can result in a dangerous situation, and it is important to report any poor road conditions that you notice.

Intoxication

Driving while under the influence of drugs or alcohol is a major cause of motor vehicle accidents and can result in serious injuries or even fatalities. It is important to always drive sober in order to ensure the safety of yourself and other drivers on the road.

Poorly Maintained Vehicles

Vehicle maintenance is an important factor in ensuring the safety of all drivers on the road. Poorly maintained vehicles can cause serious accidents, as brakes and tires that are worn out or not properly tuned can drastically reduce a driver’s ability to control their vehicle.

Reckless/Careless Driving

Reckless driving, such as speeding, going over the speed limit, or weaving in and out of traffic, can significantly increase the risk of an accident. It is important to drive with caution at all times in order to ensure your safety and the safety of others on the road.

Regardless of the cause of your motor vehicle accident, it is important to understand that you may be entitled to compensation for any injuries or damages you have incurred as a result. It is important to consult with an experienced auto accident attorney in order to ensure that your rights are protected and that you receive the full amount of compensation you deserve.

Can I Receive Compensation for A Motor Vehicle Accident?

Depending on the circumstances of your accident and the amount of damage caused, you may be eligible to receive different types of compensation for a motor vehicle accident. This includes:

Medical Expenses

Medical expenses following an accident can include the cost of medical treatments, such as physiotherapy or chiropractic services, as well as medication costs. These costs can be significant, and so it is important to make sure they are included in your claim. These costs can be covered by your claim for Statutory Accident Benefits, your extended healthcare benefits or your lawsuit against a negligent driver.

Lost Income

If you have had to take time off work as a result of the accident, you may be eligible for compensation for lost income. This could include wages, salary, and other benefits that you would have received if not for the accident.

Pain and Suffering

In addition to physical injuries, you may also be eligible for compensation for any pain and suffering that you have experienced as a result of the accident. This can include mental distress, emotional suffering, and any loss of quality of life that has resulted from your injuries.

What Should I Do If I Am Involved in A Car Accident?

Finding yourself involved in an auto accident can be a frightening and traumatic experience, and so it is crucial that you know the steps to follow to ensure you are successful in making a claim. This includes:

Follow Instructions

If you are involved in an auto accident, it is important to follow the instructions of any responding police officers and medical personnel. Be sure to provide all relevant information, such as your contact details, when applicable.

Document the Incident

Be sure to thoroughly document the incident by taking photos of the scene and any visible damage to either vehicle. This can be useful evidence if needed later on.

Seek Medical Attention

If you are injured, or believe that your injuries may be serious, seek medical attention immediately. Even if your injuries do not appear to be serious, it is important to be checked by a medical professional as soon as possible to ensure that no underlying issues are present.

Contact an Lawyer

It may also be beneficial for you to contact an experienced auto accident attorney to ensure that your rights are protected and that you receive the full amount of compensation you deserve. An attorney can help guide you through the process and ensure that all documents related to your claim are accurately filled out.

What Is the Process for Making A Claim?

The first step in making a claim for compensation after a motor vehicle accident is to seek medical attention and document any injury or damage that you have suffered. After this, reach out to a qualified legal professional (preferably someone who only deals in injury cases) and have them contact the insurance provider of the party at fault and start the litigation process.

What Role Do Insurance Companies Play?

Insurance companies play an important role in motor vehicle accident claims. In Ontario, all claims for pain and suffering will be handled by the insurance company of the party at fault. However, claims for medical bills and treatment can be split between your own insurance company and that of the at-fault party. This means that it is important to ensure that all necessary information is provided to the insurance companies for them to assess your claim and determine the amount of compensation you are eligible to receive.

Once the insurance company has received your claim and all the necessary information, they will review it and make a decision about how much compensation you are entitled to. In some cases, it may be necessary to attend a LAT hearing or a mediation in order that you reach an agreement with the other party. If this is not successful, you may choose to take legal action against them.

Contact an Experienced Personal Injury Lawyer for Your Motor Vehicle Accident Claims

It is important that you understand your rights when making a claim for compensation after a motor vehicle accident in Ontario – and the right representation is key to this. An experienced auto accident lawyer can help you navigate the motor vehicle accident claims process and ensure that you receive the full amount of compensation that you are entitled to.

Here at Ristch Law, our team has a wealth of experience in managing personal injury claims and ensuring our clients receive the compensation they deserve- and we help ensure that you get the compensation you deserve. Get in touch today and find out how we can help you take those next steps to start rebuilding your life.